Ann Motz
Ann Motz
CRS,CRB,GRI,ABR,SSR,CDPE
(901)461-6689
Ann Motz Realtors
892 Goodman Rd. East Ste. 4
Southaven, MS 38671
(662)349-9100

Buying a Home Takes the Right Professionals

Buying a Home Takes the Right Professionals

I’ve written about the professionals who are on call to help anyone who sets about selling their house—but there is another team of pros who can be called on when it comes to buying ahome. Buying a homeis not quite like any other purchase—even those with high dollar amounts. Buying a new Audi or Dodge Viper, for instance, can run you well over $100,000, but you don’t need much more than a fat savings account and willing car salesman to complete the deal.

Buying a home is just different; you need to be able to count on the help of a number of professionals from a number of different fields of expertise. Before you are handed the front door key, you’ll need to secure the necessary funds, acquire the property in a legally-bulletproof manner, and diligently investigate various aspects of the home’s plant and history—all the while protecting you against any kind of fraudulent representation. Here are four of the professionals whose assistance will greatly facilitate the process.

The most basic requirement for buying a home is the substantial amount of money involved. Most often, the actual cash is pledged by a third party—bank or other financial institution—which supplies it in exchange for your promise to repay it over time. There are several financing options, with mortgages being the most popular: that makes the Mortgage Broker the person to consult. The broker will advise you on the types of mortgages available, the amount you qualify for, lay out the chosen payment plan—and take you through a substantial amount of paperwork.

A great Realtor® contributes a lot more to buying your home than just selecting which of the current listings will be the most suitable. That Realtor will arrange showing schedules that make the best use of your time and energy, will be a trustworthy key player when you are evaluating and negotiating the price of a potential home, and sometimes will unearth possibilities that are only available to one who is plugged into the ongoing real estate market 24/7. Your Realtorcan also help you field other members of your team.

Your Inspector is the pro who will give you the go-ahead on the condition of the property. That Inspector will use a lifetime of experience to go over the physical plant and prepare a comprehensive report on its every critical aspect. It’s often the prime determinant that guides your decision about whether it truly fits the price you are agreeing to pay.

When you’ve reached the final stages in buying a home, it’s the Escrow Officer who facilitates the actual transfer of the property. He or she will prepare the legal documents that legally record the transfer of ownership from the seller to you, as well as oversee the proper and timely deposit and disbursement of funds.

This summer will be prime time for buying a home in. It all starts with a phone call—if you’re looking for a top-notch professional, I hope you’ll be making that call to my number!

 

Olive Branch homes for sale! $75-$110k

 

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Creative Upgrade Ideas

Creative Upgrade Ideas

For owners who are contemplating some major upgrades with an eye to eventually selling a home, there’s always the question of where to do the upgrading. Last year, the National Association of Home Builders weighed in with a study of what today’s home buyer “really want”—which supplies some guidance that may be helpful.

Although the findings aren’t directly applicable for every home, the concepts that were cited as most popular can be informative, particularly to creative-minded homeowners ready to take a fresh look at how they might add allure and value to their property.

While the kitchen remains the top location for upgrades, there are several other valuable options for adding appeal in other areas of your home.

“Drop Zone”

A Drop Zone is designer-speak for any area that conveniently serves as a catch-all utility area. As such, it can be just about the most cost-effective upgrade for owners selling a home because many prospective buyers recognize their value. Such spaces can be customized for use as laundry rooms, mudrooms, or areas where children can store backpacks and coats.

Open Plan Family Area & Kitchen

While many upgrade preferences are regional, one that continues to hold appeal across the board is the creation of an open area where family and friends can congregate. Whether it’s part of an eventual campaign for selling a home, or simply to accommodate your family’s appreciation of the property, it’s worth considering an upgrade that would result in creating more of an open, airy multi-use area.

Master Bedroom as Retreat

When it does come to selling ahome, one of the most alluring investments an owner can make is to transform the master bedroom from a ho-hum bed-and-dresser into a welcoming sanctuary. Some design specifics to help achieve that effect:

  • Lighting improvements, like recessed fixtures and wall sconces
  • Upgraded ceilings and moldings
  • Hardwood flooring
  • Walk-in master closet
  • Custom-designed storage multipliers (like tilt-out bins and pull-down racks)

Master Bathroom as Spa

Transforming a master bath to include spa attributes is increasingly popular (when you think about it, it’s really a continuation of the master bedroom/retreat idea). Selling a home today means anticipating the value many buyers place on bathroom upgrades—like separating bath and shower, and upgrading tile floors.

If you are weighing remodeling choices—especially if you suspect you’ll be selling yourhome in the future—give me a call. I’ll be happy to consult about the alternatives, and which are most likely to maximize your property’s resale appeal!

Check these Desoto County Homes for Sale $60k – $85k

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